Easy. Affordable. Guaranteed.1

Let your family rest easy with final expense coverage for life —
starting at just $11.60/mo.2

Did you know the typical funeral and burial expenses cost families about $8,000 to $9,000?3 Add in medical bills and other debts, and it's easy to see why you might need coverage to help with final expenses.

When you choose John Hancock Final Expense insurance with Guaranteed Acceptance:

  • Count on guaranteed acceptance, with no medical questions or exams1
  • Payments never go up, coverage never goes down for as long as you live4
  • You and your family can have peace of mind
  • It's easy to apply by phone or online

Get coverage for life starting at:


Why choose John Hancock to help protect your family?

For more than 150 years, John Hancock has helped meet the needs of more than 18 million customers.* You can be confident that we'll be there when your family needs us most.

Enter your info above for a quote, then apply in minutes

Start getting your final expenses in order — so you can focus on enjoying life, now.

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More than 18 million customers since 1863*
$5.7 billion in claims paid annually**
Financial strength rating of A+ by A.M. Best***

Plus, get rewarded for healthy habits

When you choose John Hancock, you get Vitality GO: rewards for healthy things you already do, and access to health tips and resources. Best of all, it's included at no additional cost!

  • Amazon.com Discounts
  • Savings on fitness devices and healthy gear from Fitbit® and more
  • Easy-to-use app and website

Our goal is to help you make an informed decision. If you need additional information, call us any time at .

  • John Hancock's Final Expense Life Insurance with Guaranteed Acceptance is a level premium Whole Life Insurance Policy. It is available to individuals from age 55 to 80 and the coverage amounts range from $2,000 to $20,000. If death occurs in the first two years, the policy provides a limited graded death benefit equal to 110% of premiums paid.

  • No. Your rates and coverage stay the same - as long as you live.

  • As long as you make payments on time, your policy will never expire.

  • Applying for Final Expense Life Insurance with Guaranteed Acceptance by John Hancock is fast and simple - and you can do it by phone or online! You'll need your contact information, your coverage amount, the name of your beneficiary or beneficiaries, and your desired method of payment. It takes just a few minutes to get the final expense coverage you need. With guaranteed acceptance, you'll be covered as soon as you make your first payment.

  • You can pay by credit card or electronic funds transfer from your checking account. You can also set up automatic payments on your preferred day of the month - so you'll never forget!

  • With strong financial ratings and more than 150 years of history, you can rest assured that John Hancock will be there for your family—since 1863, more than 18 million customers* have made the decision to choose John Hancock.

  • Your beneficiary or beneficiaries can use the funds as they see fit. This includes paying for final expenses like funeral and burial costs, medical bills or other debts. There are no restrictions, and your loved ones can depend on a quick payout when they need it most.

Call for an instant quote

Our licensed agents are ready to help you understand your options and find the right coverage for you.